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TIP! Have your premium payments automatically deducted electronically from your checking account. Insurance companies will generally take a few dollars off of your monthly premium if you have the payments set to go automatically.
TIP! If you can cut at least one point, refinance your current home mortgage. The refinancing costs are considerable, but it will be worth it if you can lower your interest rate by at least one percent.
TIP! Think carefully before making any financial decision. Don't make a decision based on fear or panic.
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