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TIP! If you have made the poor decision of taking out a cash loan on your credit card, be sure to pay it off as soon as possible. Making a minimum payment on this kind of loan is a big mistake.
TIP! Are you making online purchases? If so, search for companies that use a third-party payment provider, like World Pay or Pay Pal. Also, always make sure that when you are completing a payment, the address bar reads https://, rather than http://.
TIP! When applying for a credit card, be sure that you check out the schedule of fees that may apply to you. This is important because if you do find yourself in a situation where you miss a payment, you do not want to be faced with late payment fees that you cannot afford.
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